Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
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Only securities and Advisory Services only offered through Wall Street Financial Group, Inc.(WSFG), Registered Investment Advisor, Member FINRA/SIPC.   WSFG may only transact business in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements.  Any communications with prospective clients residing in international jurisdictions where WSFG and its registered representatives are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.  Securities services may not be provided to individuals residing in any states other than AR, CA, CT, DC, ME, MA, NH, NY, NC, PA, RI and TX.  Advisory services may not be provided to individuals residing in any states other than CA, IL, MA and NY.  Insurance services may not be provided to individuals residing in any states other than MA, ME, NY and RI.  Health and other non-variable insurance products and estate planning are not offered through WSFG.  Information provided should not be construed as legal or tax advice; you should speak with an attorney or tax advisor.  For financial calculators please visit:  http://apps.finra.org/investor_Information/Tools/Calculators/calc_disclaimer.asp (if you can not access this link, please copy and paste into your browser).  WSFG did not assist in the preparation of this material, and while it is believed to be from a reliable source, its accuracy and completeness are not guaranteed.  Opinions expressed are those of the author and are not necessarily those of WSFG.  The material has been prepared or is distributed solely for informational pruposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.  WSFG is not responsible for information contained in websites or literature referenced herein.  WSFG, Strong Financial Group, and companies with websites listed herein are separate entities, individually owned and operated.  


 

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